Claims Intelligence
Hypermodel works alongside your adjusters — compressing cycle time from weeks to hours and catching leakage at every stage. Coverage, estimatics, reserves, correspondence — all handled. Your team focuses on what matters.
The problem
Slow cycle times.
Silent leakage.
Both are fixable.
Routine claims take 10-14 days because every one requires an adjuster to read the policy, validate coverage, check the estimate, and set the reserve manually. That's cycle time you can't compress with headcount alone.
Meanwhile, leakage compounds silently — estimates approved without line-by-line validation, missed sublimits, inconsistent coverage decisions across adjusters, and reserves set by gut instead of data.
Three pillars
The co-pilot works every stage of the claim — each one a place where cycle time stalls or dollars leak. AI handles the routine work; adjusters handle the exceptions.
Every stakeholder gets the view they need — real-time status, reserve analytics, and performance dashboards. No more black-box claims.
For the carrier
Reserve accuracy, cycle time analytics, and a complete audit trail.
For the MGA / TPA
Claims performance dashboards to share with capacity partners and clients.
For the policyholder
Real-time status updates. No calling to ask “what's happening with my claim?”
Every AI decision is logged, explainable, and auditable — with configurable thresholds that keep humans in the loop where it matters.
Measurable impact
68s
FNOL to
settlement offer
3.8hrs
Cycle time
(from 10-14 days)
100%
Estimates validated
line-by-line
0
Missed sublimits
or exclusions
See it live
We'll walk through a live claim — FNOL to resolution — using your actual process. See what the co-pilot handles and where your adjusters stay in control.